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Privacy Policy

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Privacy Policy

This Privacy Policy (“Policy”) applies to Faircare Insurance and Faircare Insurance (“Company”) and governs data collection and usage. For this Policy, unless otherwise noted, all references to the Company include Faircare insurance. The Company’s website is a life and health insurance education, quoting, and assistance site. By using the Company website, you consent to the data practices described in this statement.

Collection of Your Personal Information

To better provide you with products and services, the Company may collect personally identifiable information, such as:
  • First and last name
  • Mailing address
  • Email address
  • Phone number
  • Household income

The Company may also collect anonymous demographic information, which is not unique to you, such as:

  • Age
  • Household income

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information when you use specific products or services. These may include:

  • Registering for an account
  • Sending us an email message
  • Submitting your credit card or other payment information when ordering and purchasing products and services

We will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We may also gather additional personal or non-personal information in the future.

Use of Your Personal Information

The Company collects and uses your personal information to:
  • Operate and deliver the services you have requested
  • Provide you with information, products, or services that you request from us
  • Provide you with notices about your account
  • Fulfill our obligations and enforce our rights arising from any contracts between you and us, including billing and collection
  • Notify you about changes to our website or any products or services we offer or provide through it
  • Describe any other way when you provide the information
  • Fulfill any other purpose with your consent

The Company may also use your personally identifiable information to inform you of other products or services available from the Company and its affiliates.

Sharing Information with Third Parties

The Company does not sell, rent, or lease its customer lists to third parties.

The Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Company, and they are required to maintain the confidentiality of your information.

The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to:
  • Conform to the edicts of the law or comply with legal process served on the Company or the site
  • Protect and defend the rights or property of the Company
  • Act under exigent circumstances to protect the personal safety of users of the Company or the public

Tracking User Behavior

The Company may keep track of the websites and pages our users visit within the Company to determine which services are the most popular. This data is used to deliver customized content and advertising to customers whose behavior indicates they are interested in a particular subject area.

Automatically Collected Information

The Company may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the Company’s website.

Use of Cookies

The Company’s website may use “cookies” to personalize your online experience. A cookie is a text file placed on your hard disk by a web page server. Cookies cannot run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

The primary purpose of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize the Company’s pages or register with the Company’s site or services, a cookie helps the Company recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses and shipping addresses. When you return to the same website, the information you previously provided can be retrieved, so you can easily use the Company’s customized features.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Company’s services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of Your Personal Information

The Company secures your personal information from unauthorized access, use, or disclosure. The Company uses the following methods for this purpose:
  • SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that:

  • There are security and privacy limitations inherent to the Internet that are beyond our control
  • The security, integrity, and privacy of any and all information and data exchanged between you and us through this site cannot be guaranteed

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
  • Delete your personal information from our records
  • Direct any service providers to delete your personal information from their records

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

  • Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us
  • Debug to identify and repair errors that impair existing intended functionality
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for that activity
  • Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided by law
  • Comply with the California Electronic Communications Privacy Act
  • Comply with the California Electronic Communications Privacy Act
  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent
  • Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us
  • Comply with an existing legal obligation
  • Otherwise use your personal information internally in a lawful manner that is compatible with the context in which you provided the information

Children Under Thirteen

The Company follows the principles of the Children’s Online Privacy Protection Act (“COPPA”), the GDPR, and any other local laws pertaining to the collection of children’s data. Any accounts or subscriptions created for users known to be children will involve parental notification and/or consent.

The Company collects personally identifiable information from children under the age of 13.

Phone, SMS, and Email Communications

From time to time, the Company may contact you via phone, SMS, or email for announcements, alerts, confirmations, surveys, and other general communication. To improve our services, we may receive a notification when you open an email or SMS from the Company or click on a link therein.

If you would like to stop receiving marketing communications via phone, SMS, or email from the Company, you may opt out of such communications by replying STOP or clicking on the unsubscribe button.

Changes to This Statement

The Company reserves the right to change this Policy from time to time, for example, when there are changes in our services, data protection practices, or the law. When changes to this Policy are significant, we will inform you. You may receive a notice by email to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or services available after such modifications will constitute your:
  • Acknowledgment of the modified Policy
  • Agreement to abide and be bound by that Policy

Contact Information

The Company welcomes your questions or comments regarding this Policy. If you believe that the Company has not adhered to this Policy, please contact the Company at:
  • Faircare Insurance
  • 4301 S Flamingo Road
  • Suite 106 #813
  • Davie, FL 33330
  • Email Address: support@faircareinsurance.com
  • Office Number: (954) 250-5776
  • Effective as of November 01, 2024
Faircare Insurance