HIPAA Notice of Privacy Practices
THIS NOTICE DESCRIBES HOW MEDICAL AND HEALTH-RELATED INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED, AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY.
Our Commitment to Your Privacy
Faircare Insurance & Advisors (“Faircare,” “we,” “us,” or “our”) is required by law to maintain the privacy of your
Protected Health Information (“PHI”), to provide you with this notice of our legal duties and privacy practices with
respect to PHI, and to notify you following a breach of unsecured PHI. We are required to abide by the terms of
this Notice for as long as it remains in effect.
How We May Use and Disclose Your Health Information
We use and disclose PHI you provide to us — such as information collected through Medicare, health, or life
insurance intake and enrollment forms — for the following purposes:
• Plan Administration and Enrollment. To help you apply for, enroll in, or maintain health, Medicare, or life
insurance coverage, and to communicate with insurance carriers on your behalf for these purposes.
• Payment. To facilitate premium payment, billing, and claims-related activities connected with the coverage
you are seeking or maintaining.
• Health Care Operations. For quality review, agent training, business planning, and other internal
administrative activities necessary to run our insurance-advisory business.
• Business Associates. We may disclose PHI to companies that perform services on our behalf, such as form-
hosting, consulting, and administrative-support vendors, provided they agree in writing to appropriately
safeguard your information under a Business Associate Agreement.
• As Required by Law. We may disclose PHI when required to do so by federal, state, or local law, or in
response to a valid legal process.
• To Avert a Serious Threat to Health or Safety. We may disclose PHI to prevent or lessen a serious and
imminent threat to the health or safety of a person or the public.
Other uses and disclosures not described in this Notice will be made only with your written authorization. You
may revoke that authorization in writing at any time, except to the extent we have already relied on it.
Your Rights Regarding Your Health Information
1. Right to Access. You have the right to inspect and obtain a copy of PHI we maintain about you in a designated
record set, with limited exceptions. Requests must be made in writing to our Privacy Officer.
2. Right to Amend. You have the right to request that we amend PHI about you that you believe is incorrect or
incomplete, for as long as the information is kept by or for Faircare.
3. Right to an Accounting of Disclosures. You have the right to request a list of certain disclosures we have made
of your PHI, other than disclosures made for treatment, payment, health care operations, or those you have
specifically authorized.
4. Right to Request Restrictions. You have the right to request a restriction on how we use or disclose your PHI.
We are not required to agree to every requested restriction.
5. Right to Request Confidential Communications. You have the right to request that we communicate with you
about your PHI in a certain way or at a certain location.
6. Right to a Paper Copy. You have the right to receive a paper copy of this Notice at any time, even if you agreed
to receive it electronically.
7. Right to Be Notified of a Breach. You have the right to be notified in the event that we (or a business associate)
discover a breach of your unsecured PHI, as required by the HIPAA Breach Notification Rule.
Our Responsibilities
We are required by law to maintain the privacy and security of your PHI.
• We will let you know promptly if a breach occurs that may have compromised the privacy or security of your
PHI.
• We must follow the duties and privacy practices described in this Notice and give you a copy of it.
• We will not use or share your PHI other than as described here unless you tell us we can in writing, and you
may revoke that permission in writing at any time.
Changes to This Notice
We reserve the right to change this Notice at any time. Any revised Notice will apply to PHI we already have as
well as PHI we receive in the future. A copy of the current Notice will be available on our website and at our office
upon request
Complaints
If you believe your privacy rights have been violated, you may file a complaint with our Privacy Officer using the
contact information below, or with the U.S. Department of Health and Human Services, Office for Civil Rights, at
200 Independence Avenue, S.W., Washington, D.C. 20201, by calling 1-877-696-6775, or online at
www.hhs.gov/ocr/privacy/hipaa/complaints/. You will not be retaliated against for filing a complaint.
Contact Information
Privacy Officer, Faircare Insurance & Advisors
4301 S Flamingo Road, Suite 106 #813, Davie, FL 33330
Email: support@faircareinsurance.com
Phone: (954) 250-5776
Effective Date: September 3, 2026
