Licensed Florida agents
No cost to compare
No obligation to enroll
Local office in Davie, FL
Free plan comparison
Licensed local agents
Help with enrollment
Year-round support
Plan availability varies by county.
Common Medicare Advantage plan types in Florida
Plan availability, provider networks, benefits, and costs vary by county and plan. These summaries can help you decide what to compare first.
- Primary care doctor coordinates care
- Specialist referrals may be required
- Usually requires in-network care
- See in-network specialists without referrals
- Out-of-network care may be covered
- Typically higher costs for added flexibility
- Designed for specific health or eligibility needs
- Coordinated benefits and care
- Eligibility requirements apply
Look beyond the monthly premium
The best fit depends on the care you use, not only the premium shown. Review these details before you enroll.
| What to compare | Why it matters | What to check |
|---|---|---|
|
Total yearly cost |
Copays, coinsurance, deductibles, and the out-of-pocket maximum can outweigh a low premium. |
Estimate costs using your expected care. |
|
Doctors and hospitals |
HMO and PPO networks work differently, and provider participation can change. |
Confirm every preferred provider directly. |
|
Prescription drugs |
Formularies, tiers, and pharmacy networks affect what you pay. |
Check each drug, dosage, and pharmacy. |
|
Extra benefits |
Dental, vision, hearing, fitness, and allowances differ by plan. |
Review limits, exclusions, and participating providers. |
A clear path to the right plan
FairCare helps you organize what matters, compare available plans, and understand the details before you make a decision.
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Important Medicare Dates
• Annual Enrollment: Oct 15 – Dec 7 (new coverage starts Jan 1)
• Medicare Advantage Open Enrollment: Jan 1 – Mar 31 (switch Medicare Advantage plans once)
• Turning 65? Your Initial Enrollment Period is the 7-month window around your 65th birthday month.
• Special Enrollment Periods may apply if you move, lose coverage, or qualify for Extra Help.
Your Licensed Florida Medicare Advantage Plans Agency
Real people, real licenses, and no call-center scripts. Every advisor below is licensed and lives the market they serve.
16 years experience
12 years experience
9 years experience
21 years experience
What Florida Families Say About Working With Faircare
Real feedback from Florida policyholders who compared their options with a licensed Faircare advisor.
Medicare Supplement
(Medigap)
Helps pay costs Original Medicare doesn't cover, like deductibles and coinsurance.
Prescription Drug Plans
(Part D)
Drug coverage to pair with Original Medicare. We check your medications and pharmacy for you.
Under 65 Health
Insurance
Individual and family health plans, including ACA Marketplace options, for anyone not yet on Medicare.
Dental, Vision &
Hearing
Stand-alone plans to help cover checkups, glasses, hearing aids, and more.
Hospital
Indemnity
Pays cash benefits for covered hospital stays to help with out-of-pocket costs.
Long-Term
Care
Helps pay for in-home care, assisted living, or nursing care later in life.
What is a Medicare Advantage plan?
Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies approved by Medicare. It covers everything Part A and Part B cover, and many plans also include prescription drug coverage and extra benefits like dental, vision, or hearing. Benefits, costs, and networks vary by plan and county.
Who is eligible for Medicare Advantage?
Generally, you’re eligible if you have Medicare Part A and Part B and live in the plan’s service area. Most people become eligible at 65, and some people qualify earlier because of a disability or certain medical conditions.
When can I enroll or change my plan?
The Annual Enrollment Period runs October 15 – December 7, with coverage starting January 1. If you’re already in a Medicare Advantage plan, you can switch once during the Medicare Advantage Open Enrollment Period from January 1 – March 31. If you’re turning 65, your Initial Enrollment Period is the 7-month window around your birthday month. Special Enrollment Periods may also apply if you move, lose coverage, or qualify for Extra Help.
Are $0 premium plans available?
Some Medicare Advantage plans in your area may have a $0 monthly plan premium. You must continue to pay your Medicare Part B premium. A low premium doesn’t always mean low total costs, so we also compare copays, deductibles, and the out-of-pocket maximum.
It depends on the plan. Each plan has its own provider network and drug list (formulary). Before you enroll, we check your doctors, hospitals, medications, and pharmacy against each plan you’re considering.
No. There is no cost to you for our help. Licensed agents are paid by the insurance companies they represent, and plan premiums are the same whether you enroll with an agent or directly with the carrier.
An insurance company can only show you its own plans. A licensed agent can compare plans from the multiple carriers they represent, explain the differences, and help you after you enroll. You’re never obligated to enroll.
Medicare Advantage replaces how you receive Original Medicare benefits and usually uses a provider network. A Medicare Supplement (Medigap) works alongside Original Medicare to help pay costs like deductibles and coinsurance, and is accepted by any provider that accepts Medicare. We can help you compare both.
